Insurance Agent Exam – IC 38 Mock Test


Insurance Agent Exam also known as IC 38 plays a crucial role in preparing aspiring insurance agents for the real examination.



Insurance Agent Exam also known as IC 38 plays a crucial role in preparing aspiring insurance agents for the real examination. It simulates the actual test conditions, allowing candidates to gauge their knowledge, identify weak areas, and improve overall performance. In this SEO-rich article, we will delve into the importance of IC 38 mock test and provide valuable tips to optimize your preparation for success.

What is the Insurance Agent Exam – IC 38 Mock Test ?

The IC 38 mock test is a practice exam designed to mimic the format and difficulty level of the actual IC-38 examination. Insurance Institute of India (III) conducts this test to evaluate candidates’ comprehension of insurance concepts, policies, and regulations. Taking mock tests not only familiarizes you with the exam structure but also boosts your confidence and reduces test anxiety.

The Importance of IC 38 Mock Test in Insurance Agent Exam

(a) Assessing Your Knowledge: Mock tests serve as a self-assessment tool, helping you understand your current level of preparation. By attempting these practice exams, you can identify strong areas where you excel and weak areas that require improvement.

(b) Time Management: Time management is critical during any examination. Mock tests allow you to practice answering questions within the allocated time frame, enabling you to develop effective time management skills.

(c) Familiarizing with Exam Pattern: The IC 38 mock test provides an insight into the question pattern, types, and difficulty levels, ensuring you’re well-prepared for the real exam.

(d) Confidence Building: Consistent performance in mock tests builds your confidence, assuring you that you are ready to tackle the actual IC-38 examination with ease.

Effective Strategies for IC 38 Mock Test Preparation

(a) Create a Study Plan: Devise a well-structured study plan that includes regular mock test sessions. Allocate time for each topic and focus on strengthening weaker areas.

(b) Utilize Reliable Mock Test Resources: Choose reputable sources for your IC-38 mock tests, such as official III websites or renowned test preparation platforms. These resources ensure accuracy and relevance.

(c) Analyze Mock Test Results: After each mock test, thoroughly analyze your performance. Pay attention to the questions you answered incorrectly and understand the underlying concepts to avoid repeating mistakes.

(d) Simulate Real Exam Conditions: When taking mock tests, create an environment similar to the actual exam. Sit in a quiet room, set a timer, and adhere strictly to the exam rules.

(e) Seek Expert Guidance: If you face challenges in certain topics or concepts, don’t hesitate to seek guidance from experienced instructors or mentors. They can provide valuable insights and clarify your doubts.

(f) Regular Revision: Review your notes and important concepts regularly to reinforce your learning. Constant revision enhances retention and understanding of crucial topics.

Format of the IC 38 Exam

The IC 38 exam follows a standardized format designed to evaluate candidates’ understanding of insurance principles and practices. The exam consists of a single paper with multiple-choice questions (MCQs). Each question presents four answer choices, and candidates must select the most appropriate one.

IC 38 Exam Duration

The duration of the IC-38 exam is 120 minutes (2 hours). During this time, candidates must attempt all the questions within the specified time frame.

Number of Questions

The total number of questions in the IC-38 exam may vary, but it generally ranges from 50 to 100 MCQs. The questions are distributed across different sections, each focusing on specific aspects of insurance.

Syllabus Coverage

The IC-38 exam syllabus covers various topics related to insurance, including:

a. Basics of Insurance: Fundamental concepts, types of insurance, and key insurance terminologies.

b. Life Insurance: Principles, products, and policies related to life insurance.

c. General Insurance: Concepts, products, and policies covering health, motor, property, and other general insurance categories.

d. Insurance Regulations: Laws and regulations governing the insurance industry in India.

e. Insurance Ethics: Ethical practices and codes of conduct for insurance professionals.

Marking Scheme

The IC-38 exam follows a standardized marking scheme. Each correct answer is awarded one mark, and there is no negative marking for incorrect responses. Therefore, it is beneficial for candidates to attempt all questions, even if they are unsure about the answer, as there is no penalty for wrong answers.

Passing Criteria

To pass the IC-38 exam, candidates must achieve the minimum passing score set by the Insurance Institute of India. The passing score may vary, so it is essential to stay updated with the latest guidelines.

Examination Language

The IC-38 exam is usually conducted in multiple languages, including English, Hindi, and regional languages, to cater to candidates from diverse linguistic backgrounds

IC 38 Mock Test  Videos :

IC 38 Chapter  Videos :


The IC 38 mock test is an indispensable tool in your preparation journey for becoming a licensed insurance agent. Embrace the power of mock tests to assess your knowledge, enhance time management skills, and boost your confidence for the actual examination. By following the effective strategies mentioned in this guide, you can maximize your chances of success in the IC-38 exam and embark on a promising career in the insurance industry.

Official IRDA Website :

Preparing for other Exams: Mutual Fund Exam Course